Deposit Account Opening Form

  • Customer Details
  • Next Of Kin Details
  • Terms and Conditions

Customer Details

Customer Details

Account Type

Account Currency

Title

First Name

Surname

Gender

Marital Status

Nationality

Date of birth

Enter your ID number

Mobile Phone Number to be Linked to Card(00263)

Mobile Numbers (00263)

Home Telephone Number(s)

Email Address

Residential Address

Employment Details

Occupation

Employment Status

Employer's Name

Employer's Physical Address

Employer's Contact Phone Numbers

Date of Employment

Gross Monthly Salary

Other Income

Next Of Kin Details

Next Of Kin Details

Title

First Name

Surname

Relationship

Contact Numbers

Residential Address

Delivery Channels Required

Delivery Channels Required

Documents Required

Metal/Plastic ID or Valid Passport

Max. size: 2.0 GB

Applicant’s Passport-size Photo

Max. size: 2.0 GB

Proof of Residence Options:

Max. size: 2.0 GB

Upload your signature and thumb print

Max. size: 2.0 GB

Terms and Conditions

Terms and Conditions

TERMS AND CONDITIONS FOR PERSONAL SAVINGS ACCOUNT OPENING
1. Deposits
1.1 Success Microfinance Bank Limited will accept for deposits to your account all cash, transfers and other items payable to you.
2. Deposits reversed
2.1 Success Microfinance Bank Limited will debit your account with the amount of any transfer or other item deposited to which you are not entitled and may pay the amount to the owner thereof, whether your account is in credit or debit, and we will advise you of our action taken.
3. Payments
3.1. Success Microfinance Bank Limited will make payments from your account on your instructions if there are sufficient funds available.
4. Interest and charges
4.1. Success Microfinance Bank Limited will charge you interest on any overdrawn balances and we shall inform you of the applicable rate of interest charged, upon request.
4.2. Success Microfinance Bank Limited will charge you for various services provided, but details of such charges are available on request.
4.3. Success Microfinance Bank Limited may vary charges and interest rates from time to time.
5. Statements
5.1. Success Microfinance Bank Limited will provide you with regular statements of your account on request as soft copy (on emails) or printed copy.
5.2. If you fail to notify Success Microfinance Bank Limited timeously of forged or unauthorised entries on your account and this results in losses taking place Success Microfinance Bank Limited will be entitled to refuse to refund the losses to you, provided that Success Microfinance Bank Limited has not been negligent or breached its obligations.
6. Overdrafts
6.1. If your account is overdrawn without suitable arrangement, Success Microfinance Bank Limited may transfer/set off money to it from any other accounts held by you.
6.2. Success Microfinance Bank Limited may demand payment of all amounts owing by you at any time.
6.3. A letter of demand signed by a manager of Success Microfinance Bank Limited accompanied by a statement of your account containing details of an amount, including interest, owed by you will be sufficient proof thereof unless the contrary is proved.
6.4. Should your current domicilium citandi et executandi change, and you fail to notify Success Microfinance Bank Limited accordingly, Success
Microfinance Bank Limited shall regard the latest postal or residential address given by you to Success Microfinance Bank Limited as the address where notices may be given and documents in legal proceedings may be served.
6.5. If necessary, Success Microfinance Bank Limited may take legal action against you in an appropriate Court of Law.
6.6. You shall be responsible for payment of all reasonable expenses incurred by Success Microfinance Bank Limited Ltd in recovering any amounts you owe Success Microfinance Bank Limited, including legal fees on an attorney and own client basis, collection fees and tracing fees or any other fees we may incur as a result of our efforts.
7. Letter of Set off
In consideration of Success Microfinance Bank Limited giving you financial and/or facility accommodation and other facilities, you agree that in addition to any other general lien or similar right to which Success Microfinance Bank Limited as deposit takers may be entitled by law, Success Microfinance Bank Limited may at any time and without notice to you combine or consolidate all or any of your accounts with/and liability to Success Microfinance Bank Limited and set off or transfer any sum or sums standing to the credit of any one or more of such accounts in or towards satisfaction of any of your liabilities to Success Microfinance Bank Limited on any other account or in any other respect whether such liabilities be actual or contingent, primary or collateral and several or joint.
8. Closing of account
8.1. Success Microfinance Bank Limited will close your account on receipt of a request in writing signed by you to do so, but the closure will not be effective until all conditions have been met.
8.2. We reserve the right to close your account without notice and shall not be obliged to give reasons for such action.
9. Credit record
9.1. Success Microfinance Bank Limited may make enquiries about your credit record with any credit reference agency or any other relevant parties.
9.2. Success Microfinance Bank Limited may provide credit reference agencies or other relevant parties with information regarding the conduct of your account.
9.3. Success Microfinance Bank Limited may provide other banks with bank reports relating to the conduct of your account upon request.
10. Confidentiality
10.1. Success Microfinance Bank Limited will treat all your personal information as private and confidential except in the four exceptional circumstances permitted by law which are:
10.1.1. Where we are legally compelled to do so;
10.1.2. Where it is in the public interest to disclose;
10.1.3. Where our interests require disclosure;
10.1.4. Where disclosure is made at your request or with your written consent.
11. General
11.1. We may check by reference to third parties the correctness of details given in the application form you have completed for opening of the account.
11.2. Accounts may not be ceded or transferred to any other party.
11.3. You must notify Success Microfinance Bank Limited immediately if you are placed under an administration order, sequestrated or liquidated or placed under any other form of insolvency or legal disability.
11.4. You must notify Success Microfinance Bank Limited immediately of any change of address.
11.4.1 We are entitled from time to time to request for updated information and documents relating to Anti Money Laundering, Combating Financing of
Terrorism and Know Your Customer documents where necessary.
11.5 You must notify us immediately of any change in any of the details you provided when you ` opened the account
11.6 We reserve the right to amend these terms and conditions from time to time.
12. Governing Laws The relationship between Success Microfinance Bank Limited and you the Customer is governed by the laws of Zimbabwe
13. Fraud Prevention
You consent to Success Microfinance Bank Limited carrying out identity and fraud prevention checks and sharing information relating to this application with the Relevant Authorities and Law Enforcement Agencies. Should your account(s) conduct at any time in the future reasonably cause us to suspect that your account(s) is/are being used for improper purposes; you consent to us providing details of this suspicion to the aforementioned authorities and agencies